The Enduring Appeal of UK Real Estate for Foreign Investors

‘Safe as houses’ is a well-known saying in today’s vernacular, however the term is relatively old, emerging from Victorian Britain. The phrase is said to have become widespread during a period of particular economic volatility, when an overheating railway industry bubble burst, leading people to fall back on real estate. While the term should not be taken as gospel (or as investment advice!), the strength and appeal of UK real estate on the global stage suggests there is indeed something behind this phrase. As of late, you may have heard of grim predictions for UK property in the face of … Continue reading The Enduring Appeal of UK Real Estate for Foreign Investors

UK Fintech and Economic Recovery

The Government has this week kicked off its ‘Independent Strategic Review of UK Fintech’, indicating a show of support to a sector which has displayed strong performance on the global stage over the past few years. Led by Ron Khalifa OBE, former Chief Executive Officer of payments provider Worldpay, the review seeks to identify new growth areas across regulation, industry and policy to best support what is quickly becoming one of the UK’s flagship industries. The review has been seen by some as a show of faith in an industry which has real potential to underpin an economic recovery in … Continue reading UK Fintech and Economic Recovery

A Brief Introduction to Islamic Finance and Islamic Fintech

For many, Islamic Fintech is a phrase that doesn’t pop up very often in their day-to-day reading. This article aims to explain the groundings of the industry, as well as how it factors into Yielders’ offering to investors. This article forms part of our weekly blog series, where we aim to bring you interesting and relevant news from across industries such as Real Estate, Economics and Finance. The Groundings of Islamic Finance Islamic Finance is a method of doing business which essentially has groundings in Islamic Law, principles from which have existed for many hundreds of years. Given that the … Continue reading A Brief Introduction to Islamic Finance and Islamic Fintech

UK Property Sales in the Time of Covid-19 – The Yielders Perspective

As the lock-down continues, we thought it would be interesting to gain a view on the current state of the UK property market, as well as some interesting potential for innovation in the sector.  Current Market Trends  At the end of April, real estate intelligence company Zoopla published an estimation that £82bn worth of property transactions were on hold due to Coronavirus restrictions.1 The extensive barriers posed by lockdown measures are expected to halve the number of completed property sales for 2020; unsurprising given the many moving parts which govern property transaction.2 The Government also issued specific guidance, advising people in the middle of the … Continue reading UK Property Sales in the Time of Covid-19 – The Yielders Perspective

Zakat and Yielders Investments

A number of users have been in touch to ask about their Zakat commitments on their investments with us now that Ramadan is underway. As always, we are keen to help provide guidance on fulfilling the obligations on your investments with us. This year, we also wanted to talk about the Series A shares on Seedrs, as this is not something we have covered with our investors before. We have broken out specific guidance for each type of share associated with Yielders below. Shares in Retail Assets (2-5 Year Investment Term, Monthly Dividends + Capital Appreciation Share) [Assuming a 3 year term] For retail … Continue reading Zakat and Yielders Investments

Covid-19 and the UK Economy

As a result of the spread of COVID-19, life has changed significantly for everyone over the past few weeks. Across the world, governments have instituted strict curbs on movement in order to halt the spread of the virus, leaving many unable to work. The reality of the situation pervades almost every area of life, and the economy is certainly not isolated, economist unfortunately already predicting a slowdown akin to 2008. It has been, however, heartening to see the response of many who have valiantly stepped in to help the more vulnerable among us in society, especially in the UK where … Continue reading Covid-19 and the UK Economy

Using a Credit Card with Yielders

Sometimes, our users ask us if they are able to use their credit cards to invest on our platform. Our sophisticated payments provider, MangoPay, is able to facilitate payment via three methods: debit card; bankwire transfer; and credit card. Our investors are free to use whichever method they like, however we would like to clarify our stance on using credit cards with us.  We always do our best to discourage the use of interest-bearing products such as credit cards for a number of reasons. First, as an ethical investment platform, we take pride in offering competitive investment products that are entirely free from debt or … Continue reading Using a Credit Card with Yielders