International Women’s Day 2021

To mark International Women’s Day, we thought we’d present some of the latest trends and statistics around women and investment, banking and finance. The Missed Market According to consultancy Oliver Wyman, women represent the largest underserved demographic when it comes to financial services, suggesting that there is an estimated $700bn opportunity for providers in meeting this gap.[1] With women’s educational attainment and personal wealth rapidly growing worldwide, it’s clear that service offerings are going to need to pivot extensively towards a increasing focus on women at the center of marketing and client engagement strategies. Interestingly, it appears that the very … Continue reading International Women’s Day 2021

UK Housing Market: December Update

As the year draws to a close, we are back with our latest update for the UK property market. Looking back, it has been an extraordinary year for residential real estate prices, with the average home seeing an increase in value of around £15,000 since June. There are a number of core reasons for this run which we’ve covered in the past, however, this week we dive into them a bit deeper to get to the bottom of the main drivers. The Stamp Duty Cut The cut to the base rate of stamp duty means that purchasers could save up … Continue reading UK Housing Market: December Update

A Brief Guide to Personal Finance

This week, our blog focuses on all things related to personal finance and financial confidence. We are always told that keeping track of our finances is important, but it can be a daunting task to get on top of! Thankfully, there are a number of tools out there to make the process a lot easier – gone are the days of tracking everything in a big ledger or hiring an expensive accountant for a comprehensive view of your finances. What is Financial Confidence? According to Financial Capability, a UK think tank, there is no standardised or agreed definition of financial … Continue reading A Brief Guide to Personal Finance

Yielders’ Technology: Behind the Scenes

A few weeks ago, we released a blog about the end-to-end process of analysing an asset to making it live on the platform. However, we realised that we’ve never talked about the technological magic that underpins the entire Yielders platform. If you’re reading this, it’s likely that you’ve been through the signup process or made an investment on the platform. To give you a view, these are some of the ways which our custom, in-house technology enhances and improves your experience: Development Schedule Our technology team works to an agile weekly sprint schedule, which means that the efficiency and priority … Continue reading Yielders’ Technology: Behind the Scenes

Yielders’ Economic Update: October 2020

The Data September saw a continuation of the white-hot run for the housing market since the introduction of stamp duty relief measures, historically low borrowing rates and the loosening of lockdown measures. We see the market as essentially tracking the rebound seen in the macroeconomy, and much of this has been driven by the ‘pent-up demand’ from what we will now call ‘Lockdown 1’. In short, this demand is translating into record-high house prices, edging towards the £250,000 average price across the UK. The numbers above indeed reflect the abnormal economic conditions brought about by the pandemic. A projected economic … Continue reading Yielders’ Economic Update: October 2020

The Yielders Process: from Pipeline to Platform

Many of our investors ask us about how we come across the properties that we list on the platform. The truth is, a lot goes on behind the scenes between introduction and launch, and we wanted to give you an insight into the steps we take to bring you our product. Step 1. Analysis When a potential property lands on the Investment Team’s desk, it is subjected to a stringent analysis of the financials. The Team will likely tell you that they spend a great deal of time modelling, however this is on Excel rather than in a glossy magazine! … Continue reading The Yielders Process: from Pipeline to Platform

UK Property Market – August 2020 Update

Halifax House Price Index – July 2020[1] Average Price Monthly Change Quarterly Change Annual Change £241,604 1.6% -0.2% 3.8% Economic Performance Q1 Growth Q2 Growth BoE Interest Rate -2.2% -20.4% 0.1% The Data July saw a significant rebound from the continual fall in house prices seen in the four months preceding. Average prices grew by 1.6% on a month-on-month basis, though prices still sat 0.2% lower in Q3 than in Q2, suggesting that this return to positive growth is not quite enough to wipe out the losses brought about by the pandemic and lockdown measures. From a year-on-year standpoint, house prices are … Continue reading UK Property Market – August 2020 Update

The Enduring Appeal of UK Real Estate for Foreign Investors

‘Safe as houses’ is a well-known saying in today’s vernacular, however the term is relatively old, emerging from Victorian Britain. The phrase is said to have become widespread during a period of particular economic volatility, when an overheating railway industry bubble burst, leading people to fall back on real estate. While the term should not be taken as gospel (or as investment advice!), the strength and appeal of UK real estate on the global stage suggests there is indeed something behind this phrase. As of late, you may have heard of grim predictions for UK property in the face of … Continue reading The Enduring Appeal of UK Real Estate for Foreign Investors